“Why am I paying so much for my health insurance?”

Often, when individuals feel overpriced for their coverage, it is because they are! There are many different ways to qualify for savings that most people don't know about. For example, With private insurance options, you can save based on your health. With ACA insurance options, you can save based on your income. Book a free consultation to understand your situation and how I can help save on your health insurance premiums!

 “What is the difference between a PPO vs HMO?”

Preferred Provider Organizations (PPOs) and Health Maintenance Organizations (HMOs) are the main networks attached to insurance companies used to understand providers. Differences include network size, ability to see specialists, costs, and out-of-network coverage. However, the main differences are that PPOs give you a flexible network, gaining you access to Nationwide coverage to doctors and facilities without needing a referral to see a specialist.

HMOs run on a very restricted and limited network, only giving you access to a handful of doctors and facilities in the area.

Let’s schedule an appointment in order to evaluate your doctor(s) in comparison with networks!

“Am I still able to get secure coverage even though we are outside of open enrollment?”

Absolutely! Private plans are available to individuals and families all year round. Open enrollment is focused primarily on ACA(Affordable Care Act)/Market place plans. 

Let’s connect for a free consultation to discuss and compare!